No matter where you travel in the world, the issue of travel insurance becomes an important one. Most people don’t realize that their personal health insurance becomes practically useless once they leave the borders of their home country.
On the other hand, some travelers find it hard to justify spending money on travel insurance – particular those who are very healthy. Seems like it’s a waste of money, right?
However, there are many reasons that Altus Expeditions requires all adventure tour participants to buy travel insurance prior to arriving in China:
1. There is Risk Involved with all Adventure Travel
By nature of our tours – cycling, hiking and climbing – there is a higher risk of possible injury. This is the case no matter where you are in the world. Travel agencies have their own insurance and each of us personally have special insurance for living here in Xinjiang, but neither of those apply to tour participants directly.
We’re excited that you want to adventure with us and look forward to providing a very safe tour of Xinjiang – but we also understand that for your own well-being, you need to have personal travel insurance.
2. Healthcare Options are Limited
Another reason to purchase travel insurance is the limited availability of healthcare in these remote parts of the world. While we are trained to deal with minor injuries and we can transport any injured parties to a local hospital, in many cases these hospitals may not be staffed or capable of dealing with serious emergencies.
Emergency evacuation is a seldom used but often life-saving part of travel insurance. In the unfortunate case of a major accident, emergency evacuation provides a flight to the nearest suitable hospital – be that in China or another country.
3. Trip Cancellation
As much as we at Altus Expeditions would love to guarantee that all of your flights will be on time and the weather will cooperate, that is not always the case. Travel insurance that includes trip cancellation allows you to get compensated should your trip need to be cancelled for specific reasons (check with your insurance provider to determine which reasons they allow).
We would hate for you to have to cancel your trip but we want to make sure that you’re well taken care of should that need to be the case.
Purchasing Travel Insurance
There are a number of great travel insurance companies and we recommend that you do your research before choosing any particular one. Many travelers to this part of the world like using World Nomads because of their extensive coverage of high-risk activities.
No matter what you choose, make sure you read all the fine print and know what you’re getting into. Remember, you get what you pay for!